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Insurance tips from the team

Overseas Property

Different countries often have unique risks, such as natural disasters or localised crime, and legal requirements may vary. This insurance is ideal for holiday homeowners, landlords renting out properties abroad, or anyone using their overseas property as a second home.
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Overseas Property

Owning a property abroad can be an exciting investment, whether it’s a holiday home, a rental property, or a long-term residence. However, managing risks and ensuring adequate protection for an overseas property can be complex. Different regulations, local risks, and logistical challenges mean that standard insurance policies often fall short.

At Eggar Forrester Insurance, we specialise in tailored Overseas Property Insurance solutions that provide comprehensive cover for properties located outside the UK. From protecting against natural disasters to ensuring compliance with local insurance regulations, we work with trusted international brokers to safeguard your investment. With our expertise, you can enjoy your overseas property with confidence.

Do I need Overseas Property Insurance?

If you own a property abroad, having the right insurance is essential. Different countries often have unique risks, such as natural disasters or localised crime, and legal requirements may vary. A tailored Overseas Property Insurance policy ensures that you’re protected against these challenges.

This insurance is ideal for holiday homeowners, landlords renting out properties abroad, or anyone using their overseas property as a second home. With the right cover in place, you can protect your investment and enjoy your property with complete peace of mind.

Why Eggar Forrester Insurance?

At Eggar Forrester Insurance, we understand the challenges of insuring overseas properties. With access to a large network of insurers, we provide bespoke policies that address the unique risks associated with owning property abroad.

From navigating local regulations to protecting against region-specific risks, our tailored solutions ensure your investment is fully covered. Backed by over 100 years of experience and a commitment to delivering exceptional service, we offer you the peace of mind to enjoy your property, wherever it is in the world.

Policies available

 Buildings Insurance: Protects your property’s structure against risks like fire, flooding, earthquakes, and other local hazards.

✔ Contents Insurance: Covers personal belongings or furnished items within the property, safeguarding against theft or damage.

✔ Liability Insurance: Protects you against legal claims from third parties, such as injuries occurring on your property.

✔ Loss of Rent Cover: Ensures you’re compensated if rental income is interrupted by an insured event.

✔ Natural Disaster Cover: Provides specific protection against localised risks such as earthquakes, hurricanes, or floods.

✔ Holiday Let Cover: Tailored insurance for properties rented out to tourists, including liability and accidental damage cover.

Frequently Asked Questions

Have a question? We’ve answered some of the most common ones below. If you have more questions, please contact our team.
  • Overseas Property Insurance provides cover to owners of holiday homes against property damage and third party liability. 
  • With Overseas Property Insurance, you can be covered for property damage, theft and property owner’s liability. You can tailor each policy to your individual requirements for maximum protection. 

  • If you own a property you are not able to keep an eye on at all times, comprehensive insurance is even more important to protect what is yours. Our policies provide comprehensive cover and are placed with UK insurers, meaning that all documentation is in English and claims will be handled by English claims teams. 
  • It depends on your circumstances. If the properties are in the same country, it is often easier to insure them on the same policy. If they are in different countries, different laws, rules and regulations must be considered. Contact us today to discuss your situation. 
  • Commercial Insurance protects businesses against financial losses from unforeseen events such as building fires, data breaches, negligence and damage caused to third party property.
  • Everything from damaged stock to errors and omissions by staff can be covered by our commercial insurance policies. Businesses are complex beasts, which means the policies that protect them must follow suit.
     

    Contact us today to discuss your individual commercial insurance requirements.

  • Interruptions in business are damaging enough, but the financial impact of them can be potentially long-lasting if your company is not covered by commercial insurance. You can protect your business tomorrow by putting a suitable commercial insurance policy in place.
  • Commercial Insurance protects businesses against financial losses from unforeseen events such as building fires, data breaches, negligence and damage caused to third party property.
  • Everything from damaged stock to errors and omissions by staff can be covered by our commercial insurance policies. Businesses are complex beasts, which means the policies that protect them must follow suit.
     

    Contact us today to discuss your individual commercial insurance requirements.

  • Interruptions in business are damaging enough, but the financial impact of them can be potentially long-lasting if your company is not covered by commercial insurance. You can protect your business tomorrow by putting a suitable commercial insurance policy in place.
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