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Landlord Insurance
Owning rental properties can be a rewarding investment, but it comes with its own set of challenges and risks. From accidental damage to unexpected legal claims, landlords face numerous responsibilities that require reliable protection.
Landlord Insurance is specifically designed to provide comprehensive cover for property owners renting out residential or commercial spaces. Unlike standard home insurance, it addresses the unique risks associated with rental properties, ensuring that your property is safeguarded at all times.
At Eggar Forrester Insurance, we understand the complexities of being a landlord. Whether you’re managing a single property or a diverse portfolio, our bespoke policies are tailored to your individual needs. With cover options ranging from building protection and liability insurance to loss of rent and contents cover, we’re here to ensure you have the right support in place when it matters most.
Do I need Landlord Insurance?
If you rent out residential or commercial properties, having Landlord Insurance is not just important – it’s essential. Standard home insurance policies don’t provide the protection required to address the specific risks associated with rental properties.
Landlord Insurance is designed to safeguard your investment by covering unexpected damage to the property, such as from fire, flooding or escape of water. It also shields you from potential legal and financial liabilities, such as claims for injury or damage from tenants or visitors.
For landlords, maintaining rental income is vital, and with the right policy, you’ll also be protected against loss of rent if the property becomes uninhabitable due to an unforeseen event. Whether you own a single rental property or a large portfolio, Landlord Insurance ensures you can manage your investment confidently, knowing you’re protected against unforeseen challenges.
Why Eggar Forrester Insurance?
At Eggar Forrester Insurance, we know that being a landlord isn’t always straightforward. From safeguarding your property to managing tenant-related risks, you need insurance that’s as unique as your circumstances. That’s why we offer tailored Landlord Insurance solutions designed to give you peace of mind.
What sets us apart is our commitment to personal service and our ability to work with a panel of leading insurers to find the right policy for you. Whether you own a single rental property or manage an extensive portfolio, our bespoke policies offer flexibility and comprehensive cover that adapts to your needs.
With over 100 years of experience and a reputation built on trust and expertise, Eggar Forrester is your reliable partner in protecting your property investments. We don’t just provide insurance – we provide assurance, knowing that you, your property, and your financial security are in safe hands.
Policies available
✔ Building Cover: Protection for the structure of the property, including repairs following damage from fire, floods, or subsidence.
✔ Contents Cover: Safeguards the items you own within the rental property, such as white goods or furniture.
✔ Liability Cover: Covers your liability if a tenant or visitor suffers injury or damage on your property.
✔ Loss of Rent: Ensures financial protection if your rental income is disrupted by insured events.
✔ Unoccupied Property Cover: Provides peace of mind for properties in your portfolio that are temporarily vacant.
Landlord Insurance covers property owners in the event their property gets damaged or a tenant or visitor to the property suffers an injury.
If you own a single flat or a property portfolio of any size, you should ensure that Landlord insurance is in place.
Landlord insurance can cover the buildings, the contents of the building and also your third party liability as a property owner.
All Landlord policies will have the option of including contents. Please note that this is the contents belonging to you as the Landlord rather than the contents belonging to your tenants. Tenants need to arrange their own cover for their possessions. You can find out more by contacting us to speak directly to a specialist.
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