EV Charger Safety: Allianz Advice for Businesses and Property Managers

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With the rapid growth of electric vehicles (EVs) across the UK, businesses and property managers are increasingly installing EV chargers on their premises. While this supports sustainability goals, it also introduces new fire safety risks that must be carefully managed. As your trusted insurance broker, we’re sharing Allianz’s expert guidance and industry best practices to help you stay protected.

Why Fire Safety Matters for Electrical Vehicle (EV) Charging

EVs typically use lithium-ion batteries, which, while generally safe, can pose serious fire risks if damaged or improperly charged. Allianz and the Fire Protection Association (FPA) highlight that thermal runaway, a rapid release of heat and gases can lead to fires or explosions, especially during charging.

Allianz’s Key Recommendations for EV Charger Safety

Allianz outlines several risk management measures for safe EV charger installation and use:

Install chargers through OZEV-authorised providers under schemes like the EVHS or Workplace Charging Scheme.
Use only OZEV-approved charge point models and manufacturer-approved accessories.
Avoid charging via standard outlets (Modes 1 and 2) or using extension cables.
Ensure emergency manual isolation is available for all chargers.
Keep charging areas clear of combustible materials and ensure proper ventilation.
Provide staff training on safe charging and emergency procedures.
Include EV charging risks in your fire risk assessment and emergency action plans.

Fire Protection Best Practices (RC59 Highlights)

The RC59 guidance from RISC Authority and the FPA adds further fire safety recommendations:

Install chargers in open, well-ventilated areas or fire-compartmentalised zones.
Use automatic fire detection systems and consider sprinkler protection in enclosed car parks.
Maintain minimum separation distances from hazardous materials and other vehicles.
Ensure weekly testing and periodic servicing of fire detection systems.
Provide clear signage and physical protection (e.g., bollards) around charging points.

Eggar Forrester Insurance Advice: Protect Your Property

As your insurance broker, we recommend:

Reviewing your property insurance policy to ensure coverage includes EV-related fire risks.
Documenting all installations and inspections to support future claims.
Consulting with fire safety professionals for tailored risk assessments.
Staying compliant with the Regulatory Reform (Fire Safety) Order 2005 and Electricity at Work Regulations 1989.

EV infrastructure is essential, but so is safety. By following Allianz’s guidance and RC59 recommendations, you can reduce fire risk, protect your property, and ensure compliance with insurance and legal standards.