As an insurance broker, we sometimes hear new enquiries tell us: “Another broker didn’t ask for any of this information,  it was so much easier!”-while we understand the appeal of fast and effortless quotes, the truth is that insurance based on assumptions can completely invalidate a claim.

This blog aims to provide insight into the current state of the UK property insurance market, offering context for our clients on what to expect for their 2026 renewal.

Consumer advocacy group Which? has launched a super-complaint against the home and travel insurance sectors, calling them "broken" due to serious and widespread failings.