It's been a busy and exciting few weeks at Eggar Forrester as we've continued to invest in our people, strengthen insurer relationships, and stay connected with the wider insurance market.

As the UK braces for another period of rising temperatures, property owners, landlords, and facilities managers face a growing challenge: protecting buildings from the hidden risks that hot weather brings. Heatwaves are no longer rare, and each year we see a noticeable increase in property‑related insurance claims linked directly to prolonged high temperatures.

Cyber incidents, artificial intelligence (AI) and business interruption continue to dominate the UK risk agenda, according to the Allianz Risk Barometer 2026.

Artificial intelligence (AI) is no longer a future concept; it's actively reshaping how the insurance industry operates. From underwriting and claims to customer experience and risk modelling, AI is transforming every link of the insurance value chain. But what does this mean for you as a client, for insurers, and for us as your broker? Below, we break down the key changes, opportunities, and considerations backed by the latest industry research and insights.

As an insurance broker, we sometimes hear new enquiries tell us: “Another broker didn’t ask for any of this information, it was so much easier!”-while we understand the appeal of fast and effortless quotes, the truth is that insurance based on assumptions can completely invalidate a claim.

This blog aims to provide insight into the current state of the UK property insurance market, offering context for our clients on what to expect for their 2026 renewal.

Consumer advocacy group Which? has launched a super-complaint against the home and travel insurance sectors, calling them "broken" due to serious and widespread failings.